Archives for money

What do you want to leave in 2017? What do you want to add to 2018?

Part 1 of 4

Notepad Art by Stephen Dann on Flickr

As the year winds down, and holiday activities kick into full gear, not all of us are focused on the reflection that actually comes naturally this time of year, nor are we always thinking about the new year until we make it through the other winter holidays.

However, before a commercial, consumerist, highly socialized society created new traditions for this time of year that keep us busy rushing around, the tradition was very much focused on peace, quiet, reflection, and resolution.

In Vishen Lakhiani’s book Code of the Extraordinary Mind, he recommends reflecting on 12 different categories of your life and rating where you are and creating a clear vision of where you want to be to know where to focus on improving and determine how. We’ll go through all 12, 3 at a time, leading up to the New Year. Starting…now!

  1. Money

There are the administrative tasks, like making sure your financial records are in order, that need to be done. This gives you the chance to pay attention to a very critical part of your world, your income, where a lot of us derive our value, right or wrong. Even if what you see when you confront the financial part of your life isn’t what you sought, noticing a contrast sets the foundation for creating a new financial goal and vision for the new year. Many people save this reflection for last, or might find it ironic that I appear to be discouraging materialism toward the beginning of this article, but quickly put the focus on money. This says a lot about your relationship to money, actually. Have you been taught that money isn’t spiritual, or that having money means not being spiritual, or even that it’s evil, or to love it is? How do you treat money? If money were your lover, would it want to be with you based on how you treat it? We all know that money is essential to living, but often we resent it, neglect it, or even fear it. I am not promoting making money the most important area of your life, but I am saying that if it is the area of improvement that you want most to focus on improving in 2018, give it the focus and attention it deserves.

If you hadn’t reached your 2017 goals, what accountability can you take for that, and what new knowledge can you gain, people you can meet, or habits can you create to bring about a better result in 2018?

Also, in regards to bookkeeping, here are 5 tips for people who changed jobs in 2017.

2. Career

Speaking of jobs, there is also a very good reason I started with money. While there is a “market price” for most positions, did you know you can still reverse engineer your income to match your desired lifestyle? If there is something that you LOVE to do so much, that you would do it for free, but it traditionally doesn’t pay well and you need to make a good living, there has never been a better time to build an income infrastructure that allows you to do what you love WHILE earning a healthy income. There are formulas you can follow, depending on what kind of life you want to create, and while I’m not saying they’re easy, or even simple, if you have the resolve and vision to pull you through the challenges, you can absolutely follow steps that will lead you to freedom and empowerment in your career. Too many have settled for the “safer” path, but how safe is it really?

“Life is all risky, if you think ‘trying’ is risky, wait til’ they hand you the bill for NOT trying. Wait til’ you get the tab for not investing. It’s all risky, getting married is risky, having children is risky. Don’t worry, in life, you’re not going to get out alive” ~ Jim Rohn

Is your health suffering because of stress at work or based on finances? Do you ever go to work with anxiety, or even physical ailments like headaches or stomach aches that could be caused by anxiety?

Do your relationships suffer because of the time and energy required of your job? Is there a level of joy in life you have yet to experience because your priority was financial “security”? Is your job that secure?

Here’s the most important question: Does your job give back to you as much or more than you give to it?

Most people have not yet tasted what it is like to be exhilarated by their jobs, and if you have tasted it, have you been striving ever since to re-create that feeling but landing jobs that continually fall short?

There is a formula and a system (with tools) you can follow that will put the power back in your hands to bring this experience into or back into your life. We previously made this available to you, have since dropped the price dramatically so that it’s affordable for most people, and intend to bring you a new and improved format that maximizes retention, application and FUN in 2018.

3. Health

Speaking of health, our life expectancy just went up dramatically, but we will only live that long if we take proper care of our self-healing bodies. This, I know from experience, is no easy feat. But good health enables all of the other areas of our lives to operate. Without it, we can’t expect to achieve fulfillment in any other area of our lives, so it’s pretty important.

So many people struggle to create better habits in this area. We all have heard by now that diets don’t work, and that aiming for a healthy lifestyle of moderation instead is a more realistic goal. That sounds like a commitment, though. It’s scary. From 2015-2016, I was in great shape. I started small, with subsequent 21-day challenges. Within those 21 days, I lost enough weight to motivate me to continue my journey, developed better awareness of old habits and created new ones, and improved my relationship with my body, which was an unexpected, but a very welcomed, outcome.

Honestly, my habits now are a far cry from those, and a year is a long time to sustain results, but it wasn’t a lifetime. I had began to crave better and better results, and dove into more and more intense exercise regimens, and stricter and stricter diets, until – I needed stitches in my arm and wasn’t able to lift for a month. When I read Better Than Before, Gretchen Rubin pointed out that often when we develop good habits in one area of our lives, we find it naturally easier to develop good habits in other areas of our lives, as well. From my observations, health is the area in which I see that trickle down impact most powerfully, and I can say that when good health habits deteriorate, good habits in other areas tend to go downhill, as well.

It seems counter-intuitive, because if we devote more time to health, we’ll have less time to sustain all of our other habits, but I am challenging myself, and I challenge you too, to creating a habit of devoting time to exercise and nutrition, starting simply. I will exercise 5 days per week to make it a habit, even if it’s only 10 minutes, but it has to challenge me at least 3x per week, in other words, I will work to my limit. I will also make sure that I eat something plant-based with every meal before I go for a starch, meat or treat. I am not committing to depriving myself of anything. I will make this about ADDING what is good for me, which I feel will naturally lead to a decrease in cravings for what I know isn’t good, but I enjoy.

Starting small worked for me at the beginning, and I believe it’s sustainable for a lifetime, though I may not experience the initial large weight drop that motivated me so much the last time.

It’s all about finding what works for you, and if you form healthy habits, but they don’t have the desired outcomes, such as massive weight loss, you know at least you are gaining better health.

Next week, we will explore 3 more critical areas of your life to evaluate as 2017 winds down and 2018 approaches.

Remember to rate yourself in these areas and write down a vision in each of these that inspire you to make changes in 2018.

Counting Crows – A Long December

Listen to more from Counting Crows: https://CountingCrows.lnk.to/Essentials Explore the incredible history of Counting Crows here: https://www.udiscovermusic.com/artists/counting-crows Stream a playlist of their biggest tracks: http://playlists.udiscovermusic.com/playlist/counting-crows-best-of Experience Counting Crows on Vinyl LP: https://CountingCrows.lnk.to/f6ubC Follow Counting Crows https://www.facebook.com/countingcrows/ https://twitter.com/CountingCrows https://www.instagram.com/countingcrows/ http://countingcrows.com/ Music video by Counting Crows performing A Long December. YouTube view counts pre-VEVO: 2,037,577.

Why some people never get ahead

Businessman crossing the finish line by Meridican of Flickr

Businessman crossing the finish line by Meridican of Flickr

I found an excerpt this week that I wanted to share because I so often run into hesitancy among job seekers to portray their value at the level that is necessary to inspire their network to make powerful introductions and entice employers to make optimal job offers.

While I certainly relate to the inclination to be meek and humble (a Catholic school lesson I took way too literally when I was bullied and teased), the cost is often too high. Not only does the job seeker suffer, but so do employers who really need what they have to offer. People who offer tremendous value deserve really great jobs. The whole economy suffers when people who perform their job well fail to connect with companies, and when companies are challenged in identifying great talent mostly because they only see who is in their direct line of vision.

The book is called Secrets of the Millionaire Mind by T. Harv Eker. I have posted before about his Millionaire Mindset Intensive, which I recommend (go to www.MMIgift.com and enter the Ambassador 2.0 code MMI39526 to get a FREE ticket!). Most people there had already read this book, but I am doing so now. What T. Harv Eker aims to do with his book and the MMI is to help you diagnose the thinking patterns that keep you from realizing your financial potential and direct you in rewriting your patterns to support your success, thereby resetting your financial “thermostat.”

The excerpt below may help those job seekers and careerists who experience discomfort around self-promotion understand the source, which may consequently unlock them from the limits that these emotions put on their career growth and salaries.

“Resenting promotion is one of the greatest obstacles to success. People who have issues with selling and promotion are usually broke.

‘It’s obvious. How can you create a large income in your own business or as a representative of one if you aren’t willing to let people know that you, your product or your service exists? Even as an employee, if you aren’t willing to promote your virtues, someone who is will quickly bypass you on the corporate ladder.

‘People have a problem with promotion or sales for several reasons. Chances are you might recognize one or more of the following.

‘First, you may have had a bad experience in the past with people promoting to you inappropriately. Maybe you perceived they were doing the ‘hard’ sell on you. Maybe they were bothering you at an inopportune time. Maybe they wouldn’t take no for an answer. In any case, it’s important to recognize that this experience is in the past and that holding on to it may not be serving you today.

‘Second, you may have had a disempowering experience when you tried to sell something to someone and that person totally rejected you. In this instance, your distaste for promotion is merely a projection of your own fear of failure and rejection. Again, realize the past does not necessarily equal the future.

‘Third, your issue might come from past parental programming. Many of us were told that it’s impolite to ‘toot your own horn.’ Well, that’s great if you make a living a Miss Manners. But in the real world, when it comes to business and money, if you don’t toot your horn, I guarantee nobody will.  Rich people are willing to extol their virtues and value to anyone who will listen and hopefully do business with them as well.

‘Finally, some people feel that promotion is beneath them. I call this the high-and-mighty syndrome, otherwise knows as the ‘Aren’t I so special?’ attitude. The feeling in this case is that if people want what you have, they should somehow find and come to you. People who have this belief are either broke or soon will be, that’s for sure. They can hope that everyone’s going to scour the land searching for them, but the truth is that the marketplace is crowded with products and services, and even though theirs may be the best, no one will ever know that because they’re too snooty to tell anyone.

‘You’re probably familiar with the saying “Build a better mousetrap and the world will beat a path to your door.” Well, that’s only true if you add five words: ‘if they know about it.’

‘Rich people are almost always excellent promoters. They can and are willing to promote their products, their services, and their ideas with passion and enthusiasm. What’s more, they’re skilled at packaging their value in a way that’s extremely attractive. If you think there’s something wrong with that, then let’s ban makeup for women, and while we’re at it, we might as well get rid of suits for men. All that is nothing more than ‘packaging.’

‘Rich people are usually leaders, and all great leaders are great promoters. To be a leader, you must inherently have followers and supporters, which means that you have to be adept at selling, inspiring and motivating people to buy into your vision.”

Ahh. The end of the world as we know it.

Image

Over the past few years I have been doing some “light” reading on quantum physics in my “spare time.” I say it was light reading sarcastically; the content was so technical that I often had to re-read the same sentence several times to absorb its meaning. It was my “spare time” because I could rarely capture moments of silence to focus on these incredibly mind-flipping concepts. It took me a whole year to read one book (The Field by Lynn McTaggart.) It was substantiation that I needed, however.

When I first started Charésumé, The Secret was making its rounds in some of the circles in which I was networking. I didn’t read The Secret, but I did watch the video. I wanted to believe in the Law of Attraction (that which we focus on, we attract) because it meant that I had the power to create my circumstances and that I could create circumstances that led to success. At the same time, I didn’t want to believe in the Law of Attraction because it meant that my current circumstances, which were not very conducive to the success that I sought, were my creation as well. In the end, I wasn’t going to believe anything that had little scientific basis, so the books I read chronicled the progress of quantum physics studies and their implications on the universe and its laws. I found that some of the concepts in The Secret were supported by science.

So while I did have to confront that some of the unfavorable conditions in my life were my own doing, I also had to be proud of what I had accomplished knowing that it was more than luck. And, if I could figure out how to continually recreate the conditions that led to my successes, I might just reach all of my goals. I thought to myself, if I can just train myself to calibrate my energy, how easy it would be to make the impact and contribution that I’m driven to make with all of the collaboration and resources of an abundant universe.

In the past couple years I had been gaining a new understanding of reality while hype around the end of the Mayan calendar, prophesies of Nostradamus, and Harold Camping’s rapture predictions continued to build. It led me to wonder – if there was an end coming, maybe it was the end of thinking of ourselves as separate physical entities and the beginning of worldwide acceptance of our true energy nature. Furthermore, if the whole world understands the implications of their energy, then we can intentionally and naturally align ourselves with like-minded individuals who will give and receive generously to make things happen.

If this were the worldwide approach to success, everyone would approach careers from a starting point of passion and contribution. Adopting this paradigm requires that you have faith that the universe will furnish for you what you desire and what you need to fulfill on your missions, not just what you need to live.

The more I immerse myself in this new (to me) idea of reality, the more I meet people who have studied the same. Some of them have invested tens of thousands of dollars on their education, and they are realizing amazing results in their lives and careers. The old me might have met these people and believed that I was not on the same level, that I was unworthy of the kind of success that they have achieved, or that this level of success was for other people, not for me. Now, however, my recent breakthrough has allowed me to receive these people as kindred mentors and see myself as someone who can add value to them as well. Already (since mid-December) I have been approached for 2 jobs (I am not looking), was introduced to a powerful potential speaking partner, inspired 3 great talents to join my Board of Advisors for my mobile app, and managed to save money for the first time since I had kids. I’m learning new investment strategies and preparing the infrastructure of my life to support wealth, in anticipation of great wealth. I am asking new questions and getting new answers.

This is not the start of my journey, but I know it is a turning point. I am so grateful that you are reading this and that you are experiencing my journey with me. I would love to hear about your journeys. I hope you know me as someone who would jump at the chance to be of assistance to you. If I have wisdom, resources, or connections that will move you forward in an authentic direction, I am happy to offer it. I believe that this moment in time could be the end of the world as we know it, and what a wonderful world it could be if we change our approach to intention, vocation and collaboration.

Picture it. What would you give, do, have if you knew that money would always be there?

Please add your comments.

Need a financial breakthrough? Get thee to the MMI!

Millionaire Mindset Intensive review:

As much as I complain about the amount of incoming e-mail, junk and relevant, some times I come across complete gems.  I received, by way of a marketing guru’s e-mail list, free tuition to a seminar that promised to reset my financial thermostat, which was a very intriguing concept. I had read books on the psychology of money (check out Crazy About Money, by Dr. Maggie Baker). A financial thermostat is a concept to explain why few people accumulate ridiculous wealth and, even if they lose it (eh-huh, Trump), can easily rebuild it while most others struggle to break through income barriers. It also explains why some lottery winners lose their fortunes.  Upon viewing the video, I made a reservation. Then I had to figure out how I was going to get there – who was going to watch my kids, since it was my husband’s crazy-busy work season and swim season, where I was going to stay in Baltimore (the closest and easiest location), and even how I was going to pay for the trip, since it was Christmas–time.  It’s funny how once you decide to do something, some things just fall into place.  I had no problems figuring any of this out.

As easy as it was to make the weekend happen, I had no traffic getting down to Baltimore on a Friday afternoon, I arrived early at my hotel, had no problems checking in or parking, and found out that the convention center was just on the other side of the parking garage. Then I find an Ale House right across the street from the Convention Center (Pratt Street Ale House), AND they had a homebrewed New Zealand Black Ale. I digress…

I was just as eager and anxious to find out if and how this weekend-long financial freedom seminar was going to deliver as I was to leave my babies for my first weekend away.

There were about 200 people, and apparently that is a light crowd, as they have not done this yet in Baltimore. As the weekend progressed, I realized that there were people there who were hoping to overcome tremendous adversity and there were people there who had already achieved millionaire status through the teachings of T. Harv Eker and wanted to get to the next level.

The education was about more than just being a wealthier person. It was about being a more genuine, more generous, more self-actualized person. It was about breakthroughs.

break·through noun, often attributive ˈbrāk-ˌthrü

Definition of BREAKTHROUGH

1: an offensive thrust that penetrates and carries beyond a defensive line in warfare

2: an act or instance of breaking through an obstacle <a breakthrough agreement>

a : a sudden advance especially in knowledge or technique <a medical breakthrough>

b : a person’s first notable success <a breakthrough novel>

Though I do believe that financial freedom is everyone’s to achieve, I recognize that it takes a person of certain qualities to go out and get it. It takes open-mindedness, a sense of hope, self-worth, coachability, drive, and commitment. Of those qualities, coachability is the most critical, because with coachability, anyone can acquire the rest of the qualities, for they reside within all of us. In many of the personal and professional development workshops I have attended, I have seen closed minds open, hope restored where it was lost, unworthiness shattered, drive discovered and commitments made all because a coach had the keys to unlock a spirit that had shut down, perhaps even long ago. The MMI provided this for those present and participating.

Even though the “apocalypse” could have been approaching, no one there was counting on it. For a moment I wondered if the end of the world as we know it could really be a new beginning and, if everyone could attend a weekend like this, what a wonderful world it could be. I decided to write a couple of blogs on that very idea.

This blog, my first educational review blog as promised in my newsletter,  was much more important to do first, however, because there are a few MMIs coming up and if anyone reading this wants what the workshop has to offer, the time to sign up is NOW.  When my financial thermostat was turned way up, I immediately wanted everyone to experience financial breakthrough. I signed up as an Ambassador for the program and can offer you complimentary tuition (valued at $795!)

All you have to do is sign up and show up (and whatever planning that requires.)

Go to www.MMIgift.com and enter the Ambassador 2.0 code MMI39526.

That’s it.

As far as the upcoming blogs, there are really two things to consider, and therefore two blogs will be written: 1) What would the world be like if no one HAD to work – what would people choose to do, contribute, learn, be? And 2) What would the world be like if everyone effectively applied the best practices of career transition and management?

Stay tuned and keep sharing!

I will look forward to hearing about your new financial future.